Financial Literacy Symposium – Register Today!

Have your financial questions answered by financial coaching, credit repair and bankruptcy professionals – all under one roof!

Financial Coaching  – Make good money but you have no idea where it goes? Feel like you’re “bad with money?” Learn how to quickly get a hold of your finances so you can get out of debt and save more money!

Credit RepairFeel like your low credit score is costing you hundreds if not thousands of dollars in higher financing costs? Learn how to get your credit back on track in as quickly as 30 days plus a 100% Money-Back Guarantee with our powerful credit repair solutions.

BankruptcyWeighed down by debt? Don’t make enough money to pay your bills? Burdened by collection calls? Learn how you can get a FRESH START by filing for bankruptcy!

Date: Wednesday, May 28th from 6:00 p.m. – 9:30 p.m.
Location: SLC Conference Center, 15 West 39th Street, NYC

Symposium Agenda: 6:00pm-9:30 pm
Financial Planning: 6:00pm-6:45pm
Credit Repair: 7:00pm-7:45pm
Bankruptcy: 8:00pm-8:45pm
Open Questions and Break Outs: 8:45-9:30

For more information or to register, go to:

If you think you may qualify for bankruptcy and would like to discuss your options with a lawyer specializing in bankruptcy, please contact Adrienne Woods.

Adrienne WoodsAdrienne Woods
The Law Offices of Adrienne Woods, P.C.

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Individual Bankruptcy: Chapter 7 vs. Chapter 13

Adrienne Woods,, discusses the difference between Chapter 7 and Chapter 13 bankruptcyChapter 7 bankruptcy is designed for people who, no matter how hard they work, will find it nearly impossible to ever pay off all their debts and be able to afford daily necessities at the same time. A sale of the debtor’s assets is conducted and the money raised is distributed among his or her creditors. While the stigma of the bankruptcy and the damage to the individual’s credit will last for years the person can usually walk away from bankruptcy free from prior debts, with notable exceptions.  Continue reading

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Avoidance Actions In Bankruptcy Law: Part I

A primary purpose of a bankruptcy proceeding is to gather all of the assets of a debtor for the distribution to creditors in accordance with bankruptcy principles. One such principle is that a debtor may not “prefer” one creditor over another. With this goal in mind, a bankruptcy trustee may seek to “avoid” or undo certain transfers made during the 90 day period immediately before the bankruptcy petition is filed, commencing the bankruptcy case. If successful in this action, the money from the challenged transfers will be pulled back into the estate to be distributed pro rata to unsecured creditors.  Continue reading

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Is It Really Impossible To Have Your Student Loans Discharged Through Bankruptcy?

Adrienne Woods,, discusses options to include student loan debt when filing for bankruptcy. It’s been said that it’s impossible for student loans to be discharged, even if an individual files for bankruptcy. Although not technically true, the bar to do so is considerably high. However, there are legal steps a person may take to try to do it.  Continue reading

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